Hey y’all, I’m gonna be starting as a first year soon. I have about 200k in student loans and I’m the first in my family to ever work a white collar job like this. I’m not really sure how I should be budgeting so I can pay off the debt and save up for retirement. What are y’all’s tips and tricks for budgeting? I also want to start investing but I’m not sure if I should wait until my loans are paid off or if I should do that now, what do yall think? Thanks in advance for your help.